Loans & Subsidy · Stand-Up India
Empower SC/ST & Women Entrepreneurs with Government-Backed Business Loans
The Stand-Up India Scheme is a flagship initiative of the Government of India that promotes entrepreneurship among Scheduled Caste (SC), Scheduled Tribe (ST), and Women Entrepreneurs. The scheme facilitates bank loans ranging from ₹10 lakh to ₹1 crore for establishing greenfield enterprises in the manufacturing, services, trading, and eligible agriculture-allied sectors. Rinson Business provides complete consultancy for Stand-Up India loan applications, DPR preparation, financial projections, bank loan documentation, business registration, and project setup support across India.
What is the Stand-Up India Scheme?
Helps eligible entrepreneurs establish a new (greenfield) business by providing access to institutional finance through participating banks. A greenfield enterprise means the applicant is starting a business in that sector for the first time.
Goals
Objectives of the Scheme
Promote Entrepreneurship among SC/ST & Women
Encourage New Business Ventures
Generate Employment Opportunities
Support Manufacturing, Trading & Service Sectors
Improve Financial Inclusion
Strengthen MSMEs
Promote Inclusive Economic Growth
The loan is generally provided as a composite loan, covering both term loan and working capital, depending on the project requirements.
Eligible Applicants
The scheme is available for:
Scheduled Caste (SC) EntrepreneursScheduled Tribe (ST) EntrepreneursWomen Entrepreneurs
General eligibility includes:
18 years or aboveProject should be a Greenfield EnterpriseNo default with any bank or financial institutionNon-individual entities: 51% ownership by eligible SC/ST or Women entrepreneurs
Coverage
Eligible Business Sectors
Manufacturing
- Food Processing
- Textile Manufacturing
- Plastic Products
- Engineering Units
- Furniture Manufacturing
- Packaging Units
- Electrical Equipment
- Renewable Energy Products
Service Sector
- Hotels
- Restaurants
- Beauty Parlours
- Salons
- Computer Centres
- Digital Marketing Agencies
- Warehousing
- Logistics
- Healthcare Services
- Professional Consultancy
Trading
- Retail Shops
- Wholesale Business
- E-Commerce
- Medical Stores
- Hardware Stores
- Automobile Spare Parts
- General Trading
Agriculture Allied Activities
- Dairy
- Poultry
- Fisheries
- Food Processing
- Agro-Based Industries
Subject to bank appraisal and current scheme guidelines.
Key Benefits
Government-Backed Business LoanLoan from ₹10 Lakh to ₹1 CroreComposite Loan (Term Loan + Working Capital)Support for First-Time EntrepreneursBusiness Expansion OpportunitiesBank Finance for New EnterprisesFinancial Inclusion for SC/ST & Women Entrepreneurs
Documents Required
Aadhaar CardPAN CardPassport Size PhotographAddress ProofCaste Certificate (for SC/ST applicants)Business Plan / DPRProject Cost EstimateMachinery QuotationsBank Statements (if applicable)Educational Qualification (where required)Business Address ProofCompany / LLP / Partnership Registration Documents (if applicable)
FAQs
Frequently Asked Questions
Who can apply under the Stand-Up India Scheme?
Eligible SC/ST entrepreneurs and women entrepreneurs above 18 years of age can apply for a greenfield enterprise, subject to the scheme guidelines and bank eligibility criteria.
What is the loan amount available?
Loans range from ₹10 lakh to ₹1 crore.
Does the scheme provide a subsidy?
The Stand-Up India Scheme is primarily a bank loan scheme. It does not provide a direct government subsidy like PMEGP or CMEGP. However, eligible applicants may be able to combine it with other permissible support schemes where allowed under applicable guidelines.
Can Rinson Business guarantee loan approval?
No. Rinson Business is a professional consultancy firm. We assist with eligibility assessment, DPR preparation, documentation, financial projections, and bank coordination. The final decision on loan sanction is made by the participating bank based on its appraisal and the Stand-Up India Scheme guidelines.